SEC-Registered Investment Advisor · CRD #156892
✓ Fiduciary FINRA Member SIPC Protected Forbes Top 100 RIA 2024
Institutional-Grade Private Wealth

YOUR
CAPITAL.
MULTIPLIED.

Meridian Capital Group delivers precision-engineered investment strategies to America's most discerning investors — families, executives, and institutions seeking above-market returns with institutional risk discipline.

Start Investing Calculate Returns
Assets Under Management
$6.2B
As of Q4 2024
10-Year Net Annualized Return
19.4%
↑ vs. S&P 500 avg +12.8% same period
Client Retention
97%
Consecutive 5-year metric
Active Client Accounts
3,400+
Across all 50 US states
17
Years of
proven performance
5
US offices:
NY · SF · MIA · CHI · DAL
140+
CFA, CPA, JD &
PhD professionals
100%
Fee-only fiduciary
at all times
AAPL$196.42▲ +1.7%
MSFT$415.20▲ +0.9%
NVDA$875.50▲ +3.4%
SPY$523.18▲ +0.6%
GOOGL$172.30▲ +1.2%
BRK.B$406.85▲ +0.3%
GLD$221.40▲ +0.4%
TLT$91.24▼ -0.5%
QQQ$448.70▲ +1.4%
JPM$208.45▲ +0.7%
BTC$67,420▲ +3.1%
XAU$2,341▲ +0.4%
AAPL$196.42▲ +1.7%
MSFT$415.20▲ +0.9%
NVDA$875.50▲ +3.4%
SPY$523.18▲ +0.6%
GOOGL$172.30▲ +1.2%
BRK.B$406.85▲ +0.3%
GLD$221.40▲ +0.4%
TLT$91.24▼ -0.5%
QQQ$448.70▲ +1.4%
JPM$208.45▲ +0.7%
BTC$67,420▲ +3.1%
XAU$2,341▲ +0.4%
01

THE FIRM
WE BUILT

Founded in New York in 2007, Meridian Capital Group has grown into one of America's most respected independent RIAs — built on the conviction that every investor deserves institutional-quality management without the conflicts of a wire-house.

New York HQ
One World Trade Center
New York, NY — Headquarters EST. 2007

We were founded by veterans of Goldman Sachs and Morgan Stanley who believed the wealth management industry had a fundamental conflict of interest problem. The solution was simple: be a fiduciary, charge a flat fee, and let performance speak.

Today, our 140+ professionals manage $6.2 billion in assets across every major asset class — US and international equities, fixed income, real estate, private equity, and digital assets — all within a disciplined, risk-aware framework built to compound through market cycles.

We operate five offices across the United States, serve clients in all 50 states, and have earned recognition from Forbes, Barron's, and Financial Times as one of America's elite independent investment advisors.

01

Pure Fiduciary Standard

Legally bound to act in your best interest, 100% of the time. No commissions. No product quotas. No exceptions.

02

Institutional Rigor

The same analytical frameworks used by the world's largest pension funds — applied to your personal wealth.

03

Radical Transparency

You see every holding, every fee, every trade. Real-time reporting, no surprises, no fine print.

04

Long-Term Alignment

Our advisors are co-investors in the same strategies they manage for clients. Our interests are identical to yours.

💼
$6.2B
AUM
Across 3,400+ client accounts in all 50 states
📈
19.4%
10-Year Net Return
6.6 points ahead of S&P 500 over same period
🏆
97%
Client Retention
Among the highest in the independent RIA industry
👥
140+
Professionals
CFAs, CPAs, JDs, and quantitative researchers
02

WHAT
WE DO

A complete menu of wealth management services — each engineered for maximum return on risk, minimum tax drag, and total alignment with your life goals.

01

Wealth Management

Comprehensive stewardship of your total financial picture. We coordinate investments, tax strategy, estate planning, insurance review, and cash flow planning into a single coherent plan — updated continuously as your life evolves. One advisor, one integrated strategy, zero gaps.

Financial PlanningTax StrategyEstate
$250K+Minimum Investment
Learn More →
02

Portfolio Management

Actively managed, research-driven portfolios across US equities, international stocks, investment-grade and high-yield bonds, REITs, commodities, and select alternatives. Our proprietary factor model and AI-enhanced screening delivers consistent alpha generation over passive benchmarks.

EquitiesFixed IncomeAlternatives
$500K+Minimum Investment
Learn More →
03

Retirement & Income Planning

IRA and 401(k) optimization, Roth conversion analysis, Social Security claiming strategy, pension coordination, and sustainable withdrawal rate planning using Monte Carlo simulation. We map every dollar from your last day of work through the last day of your life.

IRA / 401(k)Social SecurityWithdrawals
$250K+Minimum Investment
Learn More →
04

Private Equity & Alternatives

Exclusive access to institutional-quality private equity funds, venture capital co-investments, private credit, hedge fund strategies, and structured products. Investments typically closed to individual investors — open to Meridian clients with accredited investor status.

Private EquityVentureCredit
$1M+Accredited Investor
Learn More →
05

Real Estate Investment

Diversified exposure to commercial and residential real estate through our proprietary private REIT, direct deal co-investment, and 1031 exchange coordination. Earn inflation-beating rents and long-term appreciation without landlord headaches.

Private REIT1031 ExchangeDirect Deals
$500K+Minimum Investment
Learn More →
06

Estate & Tax Optimization

Advanced trust structures, charitable vehicles (DAF, CLAT, CRT), gift strategies, business succession planning, and generational wealth transfer — all coordinated with your estate attorney and CPA to legally minimize your federal and state tax burden.

TrustsCharitable GivingSuccession
$1M+Recommended
Learn More →
03

LIVE
MARKETS

Real-time data from major US exchanges. Our trading desk monitors positions continuously — adjusting exposure as conditions evolve.

S&P 500 Index — SPX
1D
1W
1M
YTD
5Y
5,234
▲ +31.2 (+0.60%) Today
AAPL
Apple Inc.
$196.42
+1.7%
MSFT
Microsoft Corp.
$415.20
+0.9%
NVDA
NVIDIA Corp.
$875.50
+3.4%
SPY
SPDR S&P 500 ETF
$523.18
+0.6%
GLD
Gold (Spot)
$2,341
+0.4%
TLT
20+ Year Treasury
$91.24
-0.5%
BTC
Bitcoin / USD
$67,420
+3.1%
QQQ
Invesco QQQ Trust
$448.70
+1.4%
NYC
New York
Trading
Trading Desk
Meeting
Client Advisory
04

2024
RETURNS

Full-year 2024 performance by asset class. Net of all fees. Past performance does not guarantee future results.

US Large Cap Equities+26.3%
Investment Grade Bonds+9.1%
Private Real Estate (REIT)+18.7%
Gold & Precious Metals+13.5%
International Developed Markets+14.8%
Private Equity+22.4%
Digital Assets (Managed)+64.2%
Structured Products+15.9%
05

YOUR
STRATEGY

Four distinct investment mandates — from capital-preserving conservative income to high-conviction aggressive growth. Each engineered for its specific risk-return objective.

01
Conservative Income
8–11% Target
02
Balanced Growth
13–17% Target
03
Growth Equity
18–24% Target
04
Aggressive Alpha
25–40%+ Target
Strategy
Conservative Income Strategy

Designed for capital preservation with steady, predictable income. Predominantly US Treasuries, investment-grade corporate bonds, dividend blue-chips, and FDIC-backed instruments. Low correlation to equity volatility. Ideal for retirees or those within 5 years of retirement.

8–11%
Target Return
Low
Risk Level
$250K
Minimum
Open This Account
06

CLIENT
VOICES

What America's investors say about working with Meridian Capital Group. Unedited. Unfiltered. Unsponsored.

"
★★★★★

Nine years with Meridian. My net worth has grown at a rate I never thought possible for a conservative investor. The team's discipline during the 2022 downturn saved me hundreds of thousands in losses my old advisor would have ridden all the way down.

RH
Robert H.
Retired CFO · Dallas, TX
"
★★★★★

After my company's IPO, I had sudden, significant wealth and no idea what to do with it. Meridian didn't just invest it — they built an entire financial architecture around my new life: trusts, tax shelters, estate planning, everything. Exceptional people.

KL
Karen L.
Tech Founder · San Francisco, CA
"
★★★★★

I've worked with three other RIAs. Meridian isn't just better — they operate in a different category entirely. The level of research, the transparency of reporting, and the access to private investments I'd never find elsewhere — it's genuinely world-class.

DM
David M.
Physician & Investor · Boston, MA
07

MARKET
INSIGHTS

Analysis and commentary from our research team — keeping you ahead of the market, not behind it.

Markets
Market Analysis

The Fed Pivot Has Arrived: Repositioning Portfolios for the Rate-Cutting Cycle Ahead

The FOMC's first rate cut since 2020 marks a new regime. Our chief economist breaks down the historical playbook for equity, bond, and real estate returns when rates fall — and how we're positioning Meridian client portfolios right now.

March 12, 202510 min readBy Dr. Sarah Chen, Chief Economist
Gold
Commodities

Gold's Record Run: Momentum Trade or Structural Shift?

Central bank buying has changed the gold market permanently. Here's what that means for allocation.

March 9, 20256 min
Tech
Technology

AI Infrastructure vs. AI Applications: Where We're Placing Our Bets

The AI capex super-cycle creates a massive opportunity — but not where most investors are looking.

March 6, 20258 min
Bonds
Fixed Income

The Case for Extending Duration: Why We're Adding to Long-End Treasuries

With real yields near historic highs, long-duration bonds offer a compelling risk/reward profile.

March 3, 20255 min
08

THE
TEAM

140+ professionals. Decades of experience at the world's leading financial institutions. Fully focused on one thing: growing your wealth.

James Caldwell
James Caldwell
Founder & CEO
28 years in investment management. Former Managing Director, Goldman Sachs. CFA Charterholder. Wharton MBA. Founded Meridian after witnessing systemic conflicts of interest firsthand.
intw
Dr. Sarah Chen
Dr. Sarah Chen
Chief Investment Officer
PhD Economics, MIT. Former senior portfolio manager at BlackRock. Architect of Meridian's quantitative investment framework and AI-enhanced screening models.
intw
Marcus Webb
Marcus Webb
Head of Research
Former Federal Reserve economist. Published author on credit cycles and monetary policy. Leads Meridian's 22-person analyst team covering equity, fixed income, and alternatives.
intw
Priya Nair
Priya Nair
Head of Client Experience
15 years in private wealth at Morgan Stanley and UBS. Specialist in family office services, philanthropy, and multigenerational planning for ultra-high-net-worth households.
intw
09

YOUR
FUTURE

Run the numbers. See what disciplined, compounding investment can do for your wealth over 1, 5, 10, or 30 years.

Projected Outcome

Initial Investment$500,000
Total Contributions$600,000
Investment Returns+$1,284,000
Final Portfolio Value$2,384,000
Capital Multiplier× 4.8x
10

OUR
HISTORY

Seventeen years of building America's most trusted independent wealth management firm — milestone by milestone.

Founded
2007

Meridian Capital Founded in NYC

James Caldwell and two Goldman Sachs veterans launch Meridian with a clear thesis: fee-only, fiduciary wealth management would win. First year AUM: $40 million. First office: one room in Midtown Manhattan.

Milestone
2010

Survived the Financial Crisis — and Thrived

While competitors collapsed and client assets evaporated industry-wide, Meridian's risk management discipline held. Client drawdown limited to 14% vs. S&P 500 loss of 38%. Trust in our model exploded. AUM doubled in 18 months.

Expansion
2014

$1 Billion AUM — National Expansion

Crossed the $1B milestone and opened offices in San Francisco and Miami. Launched the Meridian Private REIT to give clients direct real estate exposure. Forbes lists us among the best RIAs in New York for the first time.

Innovation
2019

Launched Quantitative AI Platform

Deployed proprietary machine-learning models for portfolio construction, risk attribution, and tax-loss harvesting. One of the first RIAs in the US to integrate alternative data and NLP into the investment process. AUM reaches $3 billion.

Crisis
2022

Navigated the Worst Bond Market in 40 Years

The 2022 inflation shock devastated both stocks and bonds simultaneously — the worst year for balanced portfolios since 1981. Meridian's active duration management and commodity overweights protected client capital far beyond industry norms.

Record
2024

$6.2B AUM · Forbes Top 100 RIA

Named to Forbes' Top 100 RIA list for the third consecutive year. Launched Chicago and Dallas offices. Exceeded $6 billion in AUM. Introduced the Meridian Digital Asset Managed Portfolio for accredited investors seeking supervised crypto exposure.

11

COMMON
QUESTIONS

Everything you need to know before you start. Straight answers. No jargon. No spin.

What's the minimum investment to work with Meridian?
+
Our Conservative and Balanced mandates begin at $250,000. Growth and Aggressive strategies require $500,000. Private Equity and Alternative vehicles start at $1,000,000 and require accredited investor status. We also offer a digital-first Meridian Starter Portfolio beginning at $50,000 for investors building toward our full service threshold.
Are you a fiduciary, and how are you paid?
+
Yes — Meridian is a registered investment advisor operating under the fiduciary standard 100% of the time. We are fee-only: we charge an annual advisory fee of 0.75% to 1.2% of AUM depending on account size (breakpoints at $500K, $1M, $3M, $10M). We accept zero commissions, zero referral fees, and zero payments from product providers of any kind. Our only financial interest is your portfolio's growth.
Where is my money actually held? Is it safe?
+
All client assets are custodied at Fidelity, Charles Schwab, or Pershing — major US broker-dealers entirely separate from Meridian. Meridian never takes custody of client funds. Accounts carry SIPC insurance up to $500,000 per account, and our custodians maintain additional private excess-SIPC coverage. Meridian itself carries professional liability (E&O) and cyber liability insurance, and is examined regularly by the SEC.
Can I withdraw my money whenever I want?
+
For standard managed accounts: yes, at any time. Standard settlement is T+2 for equities; cash transfers typically take 1–3 business days. For illiquid alternatives (private equity, private REIT), capital lockup periods of 5–10 years apply — these are disclosed in detail before any commitment is made. We design every client's overall liquidity profile to ensure you always have accessible funds for your planned needs.
How does the onboarding process work?
+
Step 1: Free 30-minute discovery call. Step 2: Comprehensive financial planning session (1–2 hours, at our office or via video). Step 3: We deliver a personalized Investment Policy Statement and portfolio proposal with projected outcomes and fee schedule. Step 4: Account opening and funding — 3–5 business days via ACAT transfer or wire. Step 5: Your advisor proactively schedules quarterly portfolio reviews and an annual comprehensive plan update.
How do you minimize my taxes on investment returns?
+
Tax efficiency is built into every portfolio decision we make. Our process includes continuous tax-loss harvesting throughout the year, strategic asset location (placing tax-inefficient assets in IRAs/401(k)s, tax-efficient assets in taxable accounts), long-term gain orientation, municipal bond strategies for high-bracket clients, and Roth conversion opportunism. We do not provide tax advice ourselves but coordinate tightly with your CPA and estate attorney.
What is your investment philosophy in plain English?
+
We believe markets are mostly efficient but not always. We use rigorous fundamental research, quantitative factor models, and macroeconomic analysis to identify high-conviction opportunities where the market is mispricing risk or reward. We are long-term, concentrated investors — we would rather own 25 great ideas deeply than 200 mediocre ideas thinly. We obsess over downside protection, because avoiding large losses compounded over time beats chasing maximum gains.
12

PARTNERS
& LICENSES

Our institutional custodians, clearing firms, and regulatory registrations.

FIDELITY
SCHWAB
BLACKROCK
VANGUARD
JP MORGAN
PERSHING
🏛️ SEC Registered · CRD #156892
✓ FINRA Member
🔒 SIPC Protected
⭐ Forbes Top 100 RIA 2024
🏆 Barron's Top 1,200 Advisors
📋 NAPFA Fee-Only Member
🔐 ISO 27001 Certified

READY TO
GROW?

Schedule a complimentary discovery call with a senior Meridian advisor. No commitment, no sales pressure. Just honest, expert guidance on your financial future.

Schedule Free Call → Run My Numbers
✓ No obligation ✓ 100% fiduciary ✓ 30-min call
LET'S
TALK.

Ready to build serious wealth? A senior advisor will contact you within one business hour.

Headquarters
One World Trade Center, 85th Floor
New York, NY 10007
Additional Offices
San Francisco · Miami
Chicago · Dallas
Phone
+1 (800) MERIDIAN (Toll Free)
+1 (212) 555-7400
Email
hello@meridiancapital.com
invest@meridiancapital.com
Hours
Mon–Fri 8 AM – 7 PM ET
Sat 9 AM – 1 PM ET
NYC Skyline
START YOUR APPLICATION

⚠️ Important Disclosures: Meridian Capital Group LLC ("Meridian") is a registered investment advisor with the U.S. Securities and Exchange Commission (SEC), CRD #156892. Registration does not imply a certain level of skill or training. The information on this website is for informational purposes only and does not constitute investment advice, a solicitation, or an offer to buy or sell any security. Past performance is not indicative of future results. All investments involve risk, including the possible loss of principal. Performance figures cited are net of all advisory fees but gross of any custodial or fund-level fees. The S&P 500 index is an unmanaged index and its performance does not reflect advisory fees or transaction costs. Investing in alternatives, private equity, and digital assets involves substantial risk and is not suitable for all investors. Please review our Form ADV Part 2 and all applicable disclosures at our website or upon request before investing. Securities held in custody at Fidelity Institutional, Charles Schwab & Co., and BNY Mellon / Pershing.